Subject: A Guide To Creating Your Own Will
As she slips her key into the lock the skies finally succumb to the threat of showers. She barely makes it through the door before the downpour begins. It seems a fitting end to a long and difficult day.
“Why didn’t Dad and Mom prepare a will,” Susan asks herself for the umpteenth time that day. “We should have insisted on it before it got this far!”
Recalling the events that unfolded in the attorney’s office earlier, an involuntary shudder shakes her back to reality. Remembering what Robert, her sisters’ husband, blurted out brings her to tears again.
The entire family knew what a blowhard he is, but his insensitivity at such a time was an all-time low, even for him! His comments nearly turned the meeting into a wrestling match!
When told that because there was no will it was going to be some time before any determination on how property was divided or disbursed he reacted by saying, “Just sell it all and give us our share so we can get out of here and go home!”
Susan is going through a situation that is played out all too often today. . .people dying before their time and leaving loose ends that can tear a family apart.
Who gets Dads stamp collection and who gets Moms jewelry? What about Grandmas’ quilts and grandpas rocking chair? All those items that make up the fabric of a family can be ripped apart when no clear direction is taken.
Perhaps this is something that you have avoided. Nobody likes to think about death and dying . . . it’s too negative. If you want to see negative, just sit in on a session like our hypothetical family just went through!
Unless you leave your loved ones with a roadmap to your wishes, anything can happen. You need to take a serious look at your assets and liabilities and determine how you would like them dispersed. And it needs to be done before it becomes necessary.
Leaving your family to untangle the intricacies of your life is unfair and yes, downright selfish. Everything should be spelled out in detail so there is no misunderstanding about your choices.
It doesn’t matter whether your estate is large or small details must be spelled out. There is nothing worse than leaving a grieving family with the added burden of trying to second guess what you would have wanted.
This also extends beyond just the creation of a will. What are your preferences regarding your death? Do you have preferences about your medical care? Does someone know what those wishes are or where to find a document that you have prepared and signed?
What about a DNR? If you choose not to have extraordinary measures taken to resuscitate you then you must have a “Do Not Resuscitate” document signed by you. That is just as important as your will. Don’t leave your family to have to make that decision if it’s your choice.
Do you know the answers to the following questions:
· Can you make certain your will is valid?
· Are there special rules if you are married
· Do you need an inventory?
· Are there different types of beneficiaries?
· Do you know how to select an executor?
· Are there special rules for taxes and debts?
· What kind of form do you need?
· Do you know how to revoke or change your will?
Answers to these and many other questions are right at your fingertips. Order your copy of “A Guide to Creating Your Own Will.”
Don’t find yourself in the same situation as our family. Do it before it’s too late. Your family will thank you and you’ll be glad you did. We guarantee it!
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