Wish There Was an Answer
to Your Health Insurance Woes?

Are You Shopping For Health Insurance?

Need Help Deciphering the Health Insurance Lingo?

Would You Like to Know What Your Options Are?


Finally, Get the Answers You Need to Make a Decision About Your Health Care Needs!

Are you one of the millions of Americans who either have no health insurance or are underinsured?  This is a pretty volatile subject.  It’s been an ongoing problem for some time.  During these tough economic times it’s even worse.

It’s a pretty sad testament to what is supposed to be the wealthiest country on earth that we have children and senior citizens who have no health insurance.

We talk about people living lives of quiet desperation.  That describes a huge percentage of us who have no health insurance and live day to day hoping and praying that we don’t become ill. 

That doesn’t even begin to include the numbers of us who need medications that we can’t afford to buy. These medications may not necessarily be life-saving but can help prevent more serious complications. 

There are families who do without necessities in order to buy antibiotics for a sick child. The very thought of catastrophic illness is like a cloud of doom that is never far from our thoughts.

There are programs out there that can help.  Some type of health coverage is better than none at all.  If you have no health insurance and are looking for answers you’ll find them here.

If you have some type of insurance and aren’t sure if it’s enough, you can find helpful information here as well.

 “A Shoppers Guide To Health Insurance” is written to help you get the answers to those questions.

For instance, are you aware of all the different types of health insurance?

Believe it or not did you know that you can get health insurance for your pets?

If you have a problem with fertility there is even fertility insurance.

Now, no one is saying that it’s easy to qualify of these types of coverage or that it’s inexpensive.  But, like many other things in life it is available for a price.

One very important thing that you need to make certain is included in your policy is ambulance service.  Don’t be blindsided with a hefty bill for air ambulance services if you are ever injured in a remote location!

If you are unable to afford health insurance you may be eligible for Medicare or Medicaid.  We have an entire chapter devoted to educating you on the finer points of qualifying for these and what is included.

If you have health insurance through your employer and are laid off, what can you do?  You may qualify for Cobra.  Did you know that Cobra is actually mandated in an Act passed by Congress in 1986?  Learn all about it and whether this could help you in our chapter on Cobra.

Do you know the differences between HMOs, PPOs or POS?  Maybe you aren’t even familiar with the terms but they play a significant role in your search for health coverage.

What can you do about health if you are considered low income?  It’s not easy but there are some options for those who earn minimum wage.  If for no other reason than to get coverage for your children you need to know about this.

Listen, there aren’t any magic bullets.  Health insurance is expensive and just plain elusive for some of us.  If you are young and single you probably think that your good health is a given and you’ll always feel the way you do today. 

If that’s true, you are living in a fantasy world and it’s time to take your head out of the sand.  Waiting until you “need” health insurance is like closing the barn door after you’ve lost the horse!

All it takes is one serious accident or illness and you can be financially decimated.  You need to take control and educate yourself about what you need and what is available and how to get it.

Risk Free Guarantee

You can continue to be ignorant about your health insurance needs. They aren’t going away. In fact it will probably get worse. Why not fight back and get the answers you need once and for all?

Besides, we take all the risk.  We guarantee that ”A Shoppers Guide To Health Insurance” will give you enough information about health insurance to help you educate yourself.  If we don’t you get your money back.

You’ve got nothing to lose and everything to gain.  We guarantee it!